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SAVE ON YOUR CAR INSURANCE

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on car insurance.

Get comprehensive car insurance

Enjoy comprehensive cover, flexible benefits, and real rewards - all in one simple policy.

Quick

claims

Roadside help whenever you need it.

24/7 Assistance

Flexible

excess

You choose how much you

pay when you claim.

You choose how much you pay when you claim.

Cashback rewards

Claim in 30 seconds. No long wait.

Stay covered

Stay covered for accident damage, theft, hijacking, and third-party property damage

How Can Why. Insurance Help You?

In South Africa, most people just accept the first car insurance quote they get—no questions asked. But here’s the truth: in most cases, they’re paying far too much. It’s time to stop overpaying and start saving.

Don’t be fooled by outdated premiums.

Your car loses value the moment you drive it off the lot—and keeps depreciating over time. So why keep paying the same high premium, month after month?

You’re probably paying too much right now.

Most drivers are. But Why. Insurance is here to change that. We’ve already helped thousands of South Africans cut their monthly premiums—often dramatically. Our experts know exactly how to find the best cover for your needs, without the inflated price tag.

Tailored advice. Better deals. Real savings.

Our car insurance specialists work independently from dealerships and banks, which means their only goal is to get you the best deal—no strings attached.

More money where it matters.

Stop wasting cash on overpriced insurance. With Why. Insurance, you can keep more money in your pocket each month—for the things that really matter.

Sibusiso T.

They called me shortly after I filled in the form and gave me a full quote with everything explained. I didn’t even have to ask questions — they covered it all.

Gugu M.

The quote was better than I expected. For what I’m getting, it’s real value.

JP Venter

I didn’t feel any pressure to sign up. They gave me all the info, answered my questions, and let me decide in my own time. That meant a lot.

Lerato K.

I got a call the same day, and the consultant walked me through the whole quote. I knew exactly what I’d be paying and what I was covered for.

Frequently Asked Questions

No, we’re not an insurer. We partner with trusted providers to bring you the best car insurance quotes available.

Is Why. an insurer?

Can Why. be trusted?

Absolutely. We only work with reputable insurers to make sure you get honest, transparent options tailored to your needs.

How does Why. make money?

We earn a fee from insurance providers when you choose a policy through us. That means our service is 100% free for you.

Are the quotes really free?

Yes, getting car insurance quotes through Why. won’t cost you a cent. No hidden fees, no obligations.

Do I have to choose a policy through Why.?

Not at all. We provide the quotes — you choose if and when you want to go ahead. No pressure.

How quickly can I get my quotes?

In most cases, you’ll get your car insurance quote within minutes of filling out our quick form. It’s fast and hassle-free.